Use the Loan Eligibility Calculator on ikanvisit.com to quickly determine your home loan eligibility based on income, age, employment, expenses and credit profile. Plan your property purchase better with accurate eligibility insights for flats, homes, villas and commercial loans. This real estate loan tool helps buyers, first-time homeowners and investors understand how much loan amount they qualify for before applying with banks or lenders.

Age criteria: An applicant must be 18 years or above

Income criteria: Before granting a home loan, the lender carries out an assessment of the applicant’s incomes and expenditures. The borrower needs to have a regular source of income to enhance the chances of home loan approval as it attests the borrower's repayment capacity. For self-employed individuals, the home loan value approved is dependent on the profit earnings shown in the yearly accounts.

Credit History: One of the crucial eligibility criteria for getting a home loan approved is the borrower's credit history. A clean credit history will help you get home loan without any hassle. This includes timely payment of credit card bills and other personal loans.